Free Home Inventory Forms - Get It, Got It, GOOD

All home owners and renters should have at the very least paper copies of a home inventory and it should be stored away from the home.  A video or picture documentation and the receipt is even better but it is good to have something.  I wondered how many Iowans that were impacted by the flooding Mississippi had the documentation they needed to file claims with their insurance companies.  If you don’t have records of what you own go to this link and print off these forms.  Take the time to record what you have, it took a long time to be able to earn enough to purchase those things and yes you probably have insurance. 

It is helpful to keep this current at least once a year, why not at New Year’s time.  We get things that need to be insured at that time of year and the camera is handy.  Record the info., snap a picture (you do need to print it) attach the receipt if you have it and put it all in the BIG envelope you keep IN THE SAFE DEPOSIT BOX, take the envelope to the safe deposit box and you are done.

The perfect time to begin a home inventory is when you are moving, you have to pack it, why not document it?

If you have older parents it is a good idea to help them do a complete inventory, a video camera is a big help too.  Hey it can be fun, spend some time together and get a good deed done.

http://insurance.lovetoknow.com/Home_Inventory_Forms

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New Doctor Coming to Storm Lake, Iowa

Storm Lake, Iowa is the lucky recipient of another new doctor - Dr Robert L. Whitmore II, his wife Ruth and their two children.  Dr Whitmore  is currently completing his residency in Spartanburg, South Carolina. The Whitmores are acquaintances of Dr. Jason Dierking, the new surgeon who recently moved back home after completing his residency in South Carolina.  Dr. Whitmore is a general practitioner and will reside eventually on an acreage just east of Storm Lake.  Please welcome “Dr. Bob” and his family to our community and check back on new local updates. 

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Principal Residence Debt Forgiveness Income Relief - Nuts, Bolts and Opinions

I just sat through a great class - Tax Update was the topic - yeah I know sounds absolutely horrible but it wasn’t!  I learned a lot and one of the top things is about this new provision for taxpayers who get into mortgage trouble and get foreclosed upon.  The points that I think (I am not an accountant - call yours or go on line and learn more) are the most important are as follows:

1) It is included in the 2007 Mortgage Relief Act

2) The income forgiveness amount is insane, no income on debt forgiveness up to $2,000,000 - that’s 2

    Million

3) The loan can only be secured by the tax payer’s principal residence

4) This relief applies currently to debts discharged from January 1, 2007 through December 31, 2009

5) Second mortgages and equity loans are not included unless the money went towards home

    improvement, in most cases it applies to original purchase plus improvements

6) All debt forgiveness reduces the residence cost basis dollar for dollar.

How do you feel about this, I don’t like it - I don’t think this is going to help anyone especially taxpayers.  What is going to stop the foreclosed buyer from going out and doing it again?  Much in the same way there is nothing in place to make greedy irresponsible financial companies from taking advantage of financially uneducated buyers who trust them. 

Can I hear a AMEN to making all financial companies have a fiduciary duty to their clients?  The CEO’s and companies who have written the lion’s share of these defaulting loans should be held criminally and financially liable. What would that do; put a few of these predators (yes that’s what they are) in jail and I bet word will spread pretty fast that the American public is not going to just sit on their hands and let this happen again. If that doesn’t work maybe we need to bring back public flogging and stocks to all those greedy enough to risk the stability of our country!

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Loss of a Peer

Today we lost a peer, a broker from our town, mls and board. It is always a wake-up call when someone you work with or know dies unexpectedly. This loss was one of those, Clara Stanley was the Broker Owner for Stanley Real Estate. We as Realtors don’t always get along but when we lose one of our own we tend to close ranks and for a brief time come together as a united force. It is a shame we aren’t always working together and I am just as guilty as anyone. I hope in the future I will bear in mind what words I say, what thoughts I think and especially what my actions say to others because I know it could be the last thing that person hears.
Clara will be missed, she was a very unique person who did things her own way.

Respectfully
Georgia A. Weaver BS Ed, GRI CRS
Broker/Associate

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Great Vacation Spot - Storm Lake, Iowa

Are you looking for a family vacation spot that is peaceful, has great food, and entertainment for everyone? Storm Lake, Iowa and the surrounding area are  home to some very friendly people.  If you want a really special vacation, you  need to come to Storm Lake, Iowa.  Once you’re here, check out the great buys on homes and all the advantages that Storm Lake offers, you may never go home!  Additional community information and properties can be viewed at www.GeorgiaWeaver.com .  Stay at King’s Pointe and enjoy the water park and the lake or camp next to the lake. Maybe try your hand at windsurfing and don’t miss the wind turbine farms.

http://www.slrealtycheck.com/LocalAreaandPointsOfInterest.html

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360 Tour of Storm Lake Iowa - Don’t miss the lake and the homes for sale

 http://www.360usa.com/stormlakemap/

Thinking of visiting or moving to Storm Lake Iowa; check out the virtual tour of the town by clicking on the title of this blog. The site is a really cool tool for anyone looking for something in Storm Lake, Iowa. Check out the downtown, eateries, shops, stores, lake, AWAYSIS project, city buildings and a lot more. See if you can find me, I’m located at 106 W Railtroad Street in Storm Lake. This site can also be used to plan a home finding trip, decide what area you think you would like to live in and check it out on-line. Be sure to go to the lake,to King’s Pointe, and the water park. Any questions or think you may want a personal tour of the homes available for sale; give me a call at 712-574-5426 to set up a meeting.

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City Lifestyles

What are the lifestyle opportunities in and around Storm Lake, Iowa. Are there hiking clubs, biking trails, civic clubs, golf clubs, local arts and theater, lakes, streams, fishing, boating, camping or other types of lifestyle opportunities?

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