New Foreclosure Property in Alta Iowa

Interested in learning about how a foreclosure works and want to see a foreclosure auction?  Well if you live in Storm Lake or Alta this one might fit the bill.  The address of the property is:

Location of Property: 501 BUENA VISTA STREET ALTA IOWA 51002

The described property will be offered for sale at public auction for cash only as follows:

Date of Sale       11/04/2008        Time of Sale 10:00        

 Place of Sale BUENA VISTA COUNTY SHERIFF OFFICE

411 EXPANSION BLVD                 STORM LAKE                    IA

This one will probably go to the bank that has the mortgage, that bank is the First National Bank of Omaha. The cost of this property (in my opinion as a Realtor) is significantly higher than it could sell for on the local market. 

Judgment Amount Accrued Costs                 Costs       Interest                 Sheriff’s Fee’s

$138,260.75                      PLUS                       $2,881.51                     $10,212.86    

Check it out if this is something you have thought about doing, it is an interesting process and the personnel in the sheriffs department are very helpful. 

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Dale Davis - Alta Iowa’s Blind Bowler Has 4 New Lanes

Alta, Iowa has become famous over night; the reason is 79 year old Dale Davis.  Dale is blind, but man he can bowl, he bowled the first perfect game Century Lanes has ever seen - but I don’t think it will be the last.  Dale bowls at Century Lanes located on Main Street in Alta.  Dale is a slight man, a veteran and he is legally blind.  His nickname is “The Hammer” and he spends his time with his sister Thelma and his little dog. 

Clem LeDoux, the owner of Century Lanes, is expanding and adding 4 more lanes and Dale has a new pair of bowling shoes he plans on try out as soon as the work is done.  That work should be completed this weekend, Dale will most assuredly be one of the first bowlers to try the new lanes out. 

A little about Alta: Alta, Iowa is a small community, just 4 miles west of Storm Lake, it is a close knit community where everyone looks out for each other.  Unlike the bigger areas out real estate market is still going strong.  Kids can play outside safely and long walks hold only the threat of a sunburn.  Alta is my home, and if I had known there was a place like Alta I would have raised my boys here.  This is a place where people still worship in God’s house on Sunday, and God’s house is the place where the Word of God comes alive through all the inspired words of the Bible. 

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Loss of a Peer

Today we lost a peer, a broker from our town, mls and board. It is always a wake-up call when someone you work with or know dies unexpectedly. This loss was one of those, Clara Stanley was the Broker Owner for Stanley Real Estate. We as Realtors don’t always get along but when we lose one of our own we tend to close ranks and for a brief time come together as a united force. It is a shame we aren’t always working together and I am just as guilty as anyone. I hope in the future I will bear in mind what words I say, what thoughts I think and especially what my actions say to others because I know it could be the last thing that person hears.
Clara will be missed, she was a very unique person who did things her own way.

Respectfully
Georgia A. Weaver BS Ed, GRI CRS
Broker/Associate

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Is Insurance Taking Too Big a Bite Out of Your Budget

If you are as confused about insurance as I was, checkout this article from Bankrate.com.  It is excellent at explaining what insurances you don’t need, the ones that really aren’t much, if any, help to you but really help line the pockets of the insurance company. 

I don’t completely agree with the article on 1 type of insurance noted here: Flood insurance, I believe is vital if you are in the 100 year flood plain.  My belief in this is the result of being in a lot of floods and seeing the devastation the Mississippi caused along the eastern border of Iowa this year.

This article will help you get on a firmer footing with your insurance company, if they have you in one of the insurances noted in this article get them on the phone or better yet visit them in person, take this article, ask them to explain why you need the insurance in question and then decide for yourself. If you are trying to buy a home or trying to just make your mortgage and stay out of foreclosure  this information may help you get your budget under control.

Realtors, this is a good area to address when you have Sellers come in who are getting close to or who are already in foreclosure proceedings.  It is also a good idea to have your Buyer clients do a comprehensive review with their insurance agent and some checking on line prior to buying, they might just find a better and less expensive policy.

http://www.bankrate.com/brm/news/insurance/20080909_useless_insurance_a1.asp

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Great Vacation Spot - Storm Lake, Iowa

Are you looking for a family vacation spot that is peaceful, has great food, and entertainment for everyone? Storm Lake, Iowa and the surrounding area are  home to some very friendly people.  If you want a really special vacation, you  need to come to Storm Lake, Iowa.  Once you’re here, check out the great buys on homes and all the advantages that Storm Lake offers, you may never go home!  Additional community information and properties can be viewed at www.GeorgiaWeaver.com .  Stay at King’s Pointe and enjoy the water park and the lake or camp next to the lake. Maybe try your hand at windsurfing and don’t miss the wind turbine farms.

http://www.slrealtycheck.com/LocalAreaandPointsOfInterest.html

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360 Tour of Storm Lake Iowa - Don’t miss the lake and the homes for sale

 http://www.360usa.com/stormlakemap/

Thinking of visiting or moving to Storm Lake Iowa; check out the virtual tour of the town by clicking on the title of this blog. The site is a really cool tool for anyone looking for something in Storm Lake, Iowa. Check out the downtown, eateries, shops, stores, lake, AWAYSIS project, city buildings and a lot more. See if you can find me, I’m located at 106 W Railtroad Street in Storm Lake. This site can also be used to plan a home finding trip, decide what area you think you would like to live in and check it out on-line. Be sure to go to the lake,to King’s Pointe, and the water park. Any questions or think you may want a personal tour of the homes available for sale; give me a call at 712-574-5426 to set up a meeting.

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